Wise Business Loans

Your Path to Prosperity


What could your business do today
with an additional $10,000 to $2,000,000?



application

Simple Application

We make it simple, so you can get back to running your business.

cash

Focus On Cashflow

Because there’s more to your business than a credit score.

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Fast Decisions

Decisions in as fast as 1 business day, funding in as fast as 2 business days.

What could your business do?

Expansion & Renovation, Cash Flow, Working Capital, Invest in Newer Technology, Insurance & Tax Payments,
Hire Additional Staffing, Bulk Supply Purchase, Marketing, Purchase Equipment, Consolidate Debt



Running a business is hard work.
Getting funding from Wise Business Loans is not.


Small businesses have always had trouble getting bank loans. Many are declined because banks base their evaluations solely on the owner’s credit standing. Others need capital immediately and banks are unable to respond in time.



Funding Your Dreams When a Bank Loan is NOT an Option

As a Lender we offer our performance-based model that makes fair financing available to those that just miss the cut for traditional bank loans.

We analyze the cash flow in your business, which is a better indicator of your company’s financial health than its credit rating. We took the bank model, shook it upside down and then threw it out.

Expedited Funding in as little as 2 days with minimal paperwork and no personal guarantee programs.

Get the Personal Service You Deserve

Our mission is to help business owners achieve their goals by giving them access to money. It’s that simple; 3 out of 4 clients re-borrow several times a year. Why? Because it works!

Don’t Be Turned Down Because of Bad Personal Credit Anymore

You may be a young company, have poor personal credit, be losing money, or lack collateral, but that doesn’t necessarily mean you're not fundable. Call 888.456.9223 now and get $10K to $2M in as a little as 2 days.

Get the Funding You Need Quickly

Our lending process is simple so you can make quick decisions. Call 888.456.9223 now and get the funding you need in as a little as 2 days. We make sure that you get the loan that’s right for you, as fast as possible. Minimal paperwork, Quick Approvals, Call Us Now.

It Doesn’t Cost You More Money for Top-notch Service

Our staff is well trained to support your business and provide a solution just for you. We’ve perfected our lending model and support nearly 50,000 businesses. Questions? Call 888.456.9223 and we’ll answer every one of them. There is no cost and no obligation to get a quote.

Expedited Funding in as little as 2 days with minimal paperwork and no traditional personal guarantee programs.

About Us


Most people can't afford to wait for banks because they require large amounts of paperwork, financials, tax returns, personal guarantees, collateral and high credit. Many entrepreneurs and small to medium sized business owners do not know where to go when traditional banks cannot fund their loan requests to working capital, expand their businesses or better manage their cash flow.


At Wise Business Loans we’re 100% focused on small business.


Our Story

We launched in 2005 to solve a major issue facing small businesses: getting money. As owners of a fledgling business doing $18M in annual revenue, we were unable to access the financing we needed to continue to grow. So we combined our passion for being a small business owner who lived in the trenches with the latest technology to evaluate businesses based on their actual performance, not personal credit. We understand the challenges of building a business through equity, debt and off-balance sheet financing, maintaining cash flow, making payroll, business expansion and inventory/equipment management.


That’s enabled us to say, “yes” more often and faster than traditional lenders. And that lets owners spend their time where it should be—on growing their business, not seeking financing.


Our Team

Small Business and Technology Experience - Our team of seasoned professionals has the knowledge and experience to answer the needs of entrepreneurs. We forecast based on the success of small businesses, with a unique approach proven to be highly predictive of actual risk. This means a higher approval rate and broader range of offers for our customers. 3 out of 4 customers return 2 – 3 times a year. To us this only means one thing – it works!


Our Process

Running a business is hard work. Getting funding from Wise Business Loans is not. We will offer our performance-based model that makes fair financing available to thousands of well-run businesses that just miss the cut for traditional bank loans. We will analyze the volume of cash flow in your business, which is a better indicator of your company’s financial health than your personal credit score. This allows us to lend to businesses that would otherwise be locked out of fairly priced capital. By changing the evaluation process, Wise Business Loans has made it easy for you to receive loan at fair rates.


Our Mission

At Wise Business Loans our mission is to provide business owners the capital to achieve financial credibility resulting in your business, which provides you, the owner, long-term access to capital and wealth. Together we will positively impact the survival and success rate of Small Business in America.

Are you a small business in need of fast funding?

Our minimum qualification are less than those of banks. We're focused on getting you approved so your business can thrive.


1-year

Time in Business

1+ years in business

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Location

All 50 States

500

Personal Credit

500+ Score

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Annual Revenue

$100,000+ in the past 12 months

industry

Industry

725+ industries including restaurants, retailers, and other service providers

Happy Clients


  • “Hi Vivian, I hope all is well.  If you don’t remember me you were gracious enough to be able to secure me funding a few months ago.  We had actually spoken several months ago and I could pull it off, my situation got a lot better and then a few months ago you were able to get me funding and you guys blew the sock off of the other company that I was working with. I appreciate all your help, you’ve been great.”

    -John

  • “Thanx Vivian received funding this morning. Thanx so much for your help. I am already telling other contractors about y’all.”

    -Allan E.

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