How To Get A Small Business Loan

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Is getting financing for your business a challenge?

Did your local bank tell you, “No” when looking to get a business loan?

Do you feel like you’re hitting your head against a wall?

Maybe things are going OK, but you’re looking to grow your business and you don’t have the capital for:


Discount on Supplies

Cash Flow



Bulk Inventory

You need access to capital to do the things you need, now. The question is, “Do you own your business or does your bushiness own you?” Don’t be a slave to your business.

Speak with Our Business Funding Experts

Please complete the form and our one-page application and one of our team of dedicated small business loan experts will call you.


Business Loans to Grow Your Business

Apply Today – Get Funded Tomorrow

Fast Business Loans makes it easy for business owners to receive the funding they need - today. The best part is that it takes less than 5 minutes to apply. Simply fill out our one-page loan application and provide the last 3 months of business bank statements. All you need is 6 plus months in business, annual revenue of at least $150K, a personal credit score of 500 or better and you can apply online to get your funds the next day.

Thanks to Wise Business Loans, the days of waiting weeks for a quick business loan are over. If you need a loan in just one to two working days, we can help you!

  • Get up to $2m with eligibility
  • Easy Online Application
  • Fast Decision in 24 hours or less
  • Loan Provided in a day

Unsecured Business Loans do not require a you to put up any cash, collateral or assets to secure a term business loan. Banks and traditional lending institutions typically require you to secure your loan with either cash or assets, including personal property and automobiles. Generally, they require three dollars in collateral for every one dollar you look to borrow. If you ask me, if you had the additional three dollars in collateral you wouldn’t need the loan. Naturally, most business owners do not have the assets. If they do, they can hardly risk losing them. Our goal at Wise Business Loans is to make the process as easy as possible for our business owners. We consider far more than your personal credit score and collateral or assets.

The application is a simple one-page questionnaire that can be completed in less than 5 minutes. Find out how easy it is to score an unsecured business loan.

Large Business Loans is a funding option for those looking to secure between $50,000 to $2M. These are term loans that can range from short term to a year or two. Companies that qualify for large business loans generally have annual revenue from between $500,000 to over $10m. The business profile includes being in business over three years with personal credit scores in the mid-600’s or better.

  • Large Business Loan Profile
  • Up to $2M
  • 1st or 2nd position
  • 6 – 24 Months Term Loans
  • Transaction Types
  • Working Capital
  • Unsecured Business Loans
  • Growth Capital
  • Consolidations

Larger loan amounts up from $5M to $30M with 3 – 6-year terms are on a per request basis. You must meet all of the following criteria. $10M plus annual revenue, $2M plus EBITDA, U.S. based. Both secured and unsecured, senior secured, for buyouts, acquisitions, refinance, recapitalization and growth.

The Merchant Cash Advance is also called a cash advance or MCA. These advances are repaid through your future credit card and debit card sales. The merchant cash advance works because they are based on your company’s ability to repay a percentage of your daily batches.  technically, this is not a business loan.

  • No application fee, No cost, No obligation
  • 1-page application, the most recent 3 months’ business bank statements
  • You can avoid the hassle and documentation required for a traditional loan
  • Proof that you've been in business six months or more
  • Minimum annual revenue of $150,000
  • Credit score of 500 or higher
  • Monthly credit card volume processing of $5,000 or more

Fast and Easy Business Loans with No Cost, No Obligation, 24 Hour Approvals!